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Climate change is manifested in Ghana through extreme weather events, especially flooding. The Greater Accra Metropolitan Area (GAMA) is particularly exposed to these recurrent shocks threatening economic development and human lives. Many public assets and infrastructure are key to flood control and risk mitigation in urban areas, but at the same time can be severely affected by extreme weather events and climate risks themselves. However, in Ghana, most public assets and infrastructure are not insured. This might be due to a relatively low understanding of insurance and the unavailability of