When farmers learned about weather insurance in the southern area, there were a lot of pests affecting their fields. Insurers were able to help provide them with pesticides to spray into their fields and control various pests that had attacked their crops. Insurance can help small scale farmers not only to mitigate drought spells when there is no proper rainfall, but also provide assistance when affected by many other factors. The job of insurers, as Niza Banda (Mayfair – Index Insurance Analyst), explains is to help farmers when things become more challenging and compensate them so they are

Since its inception in 2014, the focus with Mayfair Insurance in Zambia has been helping small-holder farmers mitigate risks posed by climate change. Mayfair has since insured millions of farmers and has been a farmer’s friend in securing food baskets at domestic and national levels. Weather insurance is very important in agriculture. Agriculture is a very risky business that can be affected by so many factors. Emmanuel Ndoyo (DACO-Zambezi District) states that the whole district of Zambezi is currently covered, and that there are around 2,900 insured farmers getting payouts for the first-time

Weather Index Insurance is a microinsurance product, launched by Mayfair insurance in Zambia in 2014, has been helping small-holder farmers mitigate risks posed by climate change. Derick Chanda (Chairperson – Kangomba Camp) expressed that most of the farmers in the district did not have insurance to rely on, and that whenever they faced problems or challenges with their crops, they were not sure about where to go and who to ask for help. Now that insurance companies like Mayfair have presence in their lands, they have been able to discuss the technicalities of their insurance agreements and

Niruthi is an Agritech company that offers solutions for monitoring, modeling and forecasting crop conditions through location-specific weather, crop health and crop yields. An array of tools and technologies derived from the Terrestrial Observation and Prediction is employed to capture and synchronize data from satellites, mobile phones, drones and automated weather stations to enable machine learning on cloud computing platform. Niruthi provides field-level insights needed by farmers, financial institutions, insurance companies and government agencies. In this opportunity, GIIF talked to