Since its inception in 2010, GIIF has been focusing on using innovation to protect excluded or underserved population in the rural areas particularly smallholder farmers through developing a sustainable insurance sector in the nascent market. The primary risk solutions are centered on index-based agriculture insurance to safeguard livelihoods of smallholder households against weather volatilities and climate shocks. GIIF Program has been focusing on two entry barriers: regulatory constraints and lack of institutional capacity of local/regional (re)insurance companies. GIIF’s implementing

While re-emerging from years of conflict and instability, Democratic Republic of the Congo (DRC) is still a fragile economy. Despite DRC’s abundant natural resources and a recent growth rate of 5.8 percent in 2018 (after a fifteen-year low at 2.4 percent in 2016) [1], economic and social development remain limited, with widespread poverty. Regarding the insurance industry, the sector has very low penetration compared to regional levels. In addition, certain categories of insurance products, such as agriculture insurance, are not yet available in the country. Although agriculture contributes 20

Women in developing countries are particularly vulnerable to climate, financial and health risks due to environmental, political and social factors. As a result, the insurance industry has long seen women as a high-risk consumer segment and overlooked this market that has a significant potential for economic and social development. Based on lessons learned and progress achieved with implementation partners over the past 10 years, the GIIF program acknowledges that by empowering women with insurance protection, both economic growth and long-term shared prosperity are attainable and sustainable